Credit Card Discounts or Other Benefits at the Point of Sale

The Credit card Associations of Visa and MasterCard do not allow transactions involving their cards to receive a discount or other benefit at the Point of Sale (POS), unless such discount or other POS benefit may be received in transactions involving any valid card of their brand. Moreover, the Credit card Associations prohibit the promotion at the POS of discounts or other POS benefits on transactions executed with a particular card.

The only discount practices permitted in connection with a particular Visa or MasterCard card are as follows:

• A discount or other point of sale benefit accessed after the transaction has been completed (for example, credit on the billing statement, rebates, and so on).
  
• A discount or other POS benefit accessed at the time of or after the transaction has been completed by a separate payment method and not by the card (for example, a coupon or voucher).